Fannie Mae Below Grade Guidelines

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See ‘exception’ below – only finished above-grade areas can be used in calculating and reporting of above-grade room count and square footage for the gross living area. Fannie Mae considers a level to be below-grade if any portion of it is below-grade, regardless of the quality of its finish or the window area of any room.

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Fannie Mae and ANSI are both consistent with this definition. Any level that is partially below grade makes the entire area ineligible for being determined in GLA. Whoops again: Fannie may states: The appraiser may deviate from this approach if the style of the subject property or any of the comparables does not lend itself to such comparisons.

Grade Below Guidelines Fannie Mae – Ronnyrichardsforcongress – – The Fannie Mae Selling Guide is very clear on what is a basement or below grade stating: A level is considered below-grade if any portion of it is below-grade-regardless of the quality of its finish or the window area of any room. A walk-out basement with finished rooms would not be included in the above-grade room count.

Mortgage Loan mortgage loan mortgage debt obligation evidenced, or when made will be evidenced, by the Loan Documents or a mortgage debt obligation with a Fannie Mae credit enhancement. third-party reports (e.g., Appraisal Appraisal Written statement independently and impartially prepared by a qualified appraiser stating an opinion as to the.

APPRAISAL MINIMUM STANDARDS. Note to Vendor: This is the document which aams quality control reviewer will use to evaluate the appraisal report in regard to Client-Specific underwriting guidelines. A line by line comprehensive quality. Fannie Mae guidelines are available to the

Fannie Mae Selling Guide: (March 2017) Only finished above-grade areas can be used in calculating and reporting of above-grade room count and square footage for the gross living area. Fannie Mae considers a level to be below-grade if any portion of it is below-grade, regardless of the quality of its finish or the window area of any room.

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