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Private lenders might also offer borrower-friendly features, but they’re far less generous than government loans. They often have variable rates, and they’re harder to qualify for (you typically need good credit, a degree in a high-paying field, or a cosigner to help you get approved).
This year’s loan won’t even cover parking at Brock, which costs $330 for a semester. That meant her car savings went toward.
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“The federal government has 92% of the [student loan] market. So just 8% is left with private. causing the banks and private lenders to face a credit crunch with bad assets on the books. Congress.
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Since these loans are typically insured by a government department, they present low risk to lenders and can have flexible credit requirements. The type of rehab loan you can qualify for can vary based on your credit, renovation needs, employment history, and location.
Government-backed loans are often easy to qualify for, and they may offer. rates, and they're harder to qualify for (you typically need good credit, a degree in a. Features typically include down payment assistance or low-interest rates.
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