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To buy a home with no money down as a low income applicant, start by applying for a Federal Housing Authority loan through an fha-approved lender. Next, start the mortgage approval process by completing a Uniform Residential Loan Application with information such as your employer, income sources, debts, and housing expenses.
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· To buy a home with no money down as a low income applicant, start by applying for a Federal Housing Authority loan through an FHA-approved lender. Next, start the mortgage approval process by completing a Uniform Residential Loan Application with information such as your employer, income sources, debts, and housing expenses.
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Getting a home loan with bad. down payment. A FICO score of 580 or higher qualifies for the low 3.5 percent down payment program. Borrowers with credit scores below 580 need 10 percent down. Even.
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