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At the beginning of 2014, the federal government imposed stringent new rules that increased the ratio of income to debt that borrowers needed to qualify for a mortgage. But by year’s end, the.
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When you qualify for an FHA loan, lenders are more willing to give you an affordable mortgage because they are protected by the FHA if you default. Your foreclosure must have been discharged at least.
If your mortgage is owned or guaranteed by. working with a HUD-approved housing counselor, who can assist you for free in challenging the decision and help you understand your options. One.
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