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1. – To be eligible for a USDA loan, applicants must meet the basic eligibility requirements set forth by the USDA, which cover credit, income, property usage and home location.

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   USDA Property Eligibility – USDA Home Loan – USDA Property Eligibility The property you select will need to be located in a USDA eligible area to be able to obtain a USDA home loan. property must be in an eligible rural area or community.